I like to say that frugality has bought my freedom. Frugality is important after all because a savings rate is the primary indicator of how short (or how long) it will take us to reach financial independence. But, frugality is only the first factor that affects your savings rate. The second factor is your income. To [Continue Reading]
Get Better Results: Choose Consistency Over Intensity
Have you ever started something with motivation and excitement, only to fizzle within a few weeks or months? I think we all have. Here is the typical pattern: Intense motivation and excitement to get started Intense activity Injury, fatigue, or burn-out Stop the activity all together This unfortunate pattern happens with diets, exercise routines, saving [Continue Reading]
You’re Not Superhuman! Interest and Energy Are Cyclical
Alternating periods of activity and rest are necessary to survive, let alone thrive. Capacity, interest, and mental endurance all wax and wane. Plan accordingly.” Timothy Ferriss, The 4-Hour Workweek I take pride in working hard. I like to hustle. But, this can also get out of hand. I’ll be the first to stand up and say: Hello, [Continue Reading]
Winners Make the Most Mistakes
My coach at Purdue, Piggy Lambert, constantly reminded us: ‘The team that makes the most mistakes will probably win.’ That may sound a bit odd, but there is a great deal of truth in it. The doer makes mistakes … The individual who is mistake-free is probably sitting around doing nothing. And that’s a very [Continue Reading]
Optimism: The Last of the Human Freedoms
“Everything can be taken from a man but one thing: the last of the human freedoms – to choose one’s attitude in any given set of circumstances, to choose one’s own way.” Viktor E. Frankl, Man’s Search For Meaning On April 27, 1945 near the end of World War II, Viktor Frankl was liberated from [Continue Reading]
The Secret of the Loftiest Dreams and Tallest Skyscrapers
“If you have built castles in the air, your work need not be lost; that is where they should be. Now put the foundations under them.” Henry David Thoreau Have you ever marveled at the sheer audacity of tall skyscrapers? Isn’t it amazing that buildings can soar so high into the air? As of 2015 [Continue Reading]
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