Coach Carson’s Current Top Recommended Credit Card Offers

By Chad Carson, founder of Coach Carson

Hi! Coach Carson here with my top credit card picks from our partners for real estate investing, including some top choices for your personal travel rewards or cash-back rewards cards as well).

When it comes to real estate investing, you’re going to want all the right tools in your wallet. The right credit card can help your small business run more smoothly, be more organized and overall help you manage the day-to-day tasks of your budding (or fully grown!) real estate empire. Check out my top picks for real estate investing.

Coach Carson’s Top Recommended Cards

My Top Picks for Cash Back Rewards Credit Cards

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Intro Offer: Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back.  

Annual Fee: AnnualFees

Intro APR: 0% intro APR on purchases and balance transfers for 15 months (then, RegAPR).

Key Benefits:  Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel; 3% cash back on drugstore purchases and dining; and unlimited 1.5% cash back on all other purchases.  

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Welcome Offer: Earn $200 cash back once spending $500 in the first three months. 

Annual Fee: AnnualFees

Intro APR: 0% intro APR on purchases and balance transfers for 15 months (then, RegAPR).

Key Benefits: On an ongoing basis, earn 5% cash back on up to $1,500 spent in categories that rotate quarterly (quarterly activation required); 5% cash back on travel purchased through Chase Ultimate Rewards, 3% back at restaurants, 3% back at drugstores and 1% cash back on other eligible purchases.

Information related to Chase Freedom FlexSM has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer

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Welcome Offer: Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Annual fee: AnnualFees

Intro APR: 0% intro APR on balance transfers for 18 months (then, RegAPR. Citi is a CardRatings advertiser.

Key Benefits: Earn 2% on every purchase with unlimited 1% cash back when you buy, and an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.

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Welcome Offer: There’s not a traditional bonus available with this card.

Annual fee: AnnualFees

Key Benefits: Earn 4% cash back on up to $7,000 spent annually on eligible gas and EV charging purchases; 3% cash back at restaurants and on eligible travel; 2% cash back at Costco and Costco.com; and 1% back on your other purchases.

My Top Picks for Small Business Credit Cards

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Welcome Offer: 100,000 bonus points*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *Separate your personal expenses from your business expenses with a small business card. This card offers a 100,000-point bonus after spending $8,000 within the first 3 months, worth $1,250 towards your travels when redeemed through Chase Ultimate Rewards. With a low annual fee, you earn 3x points per $1 on travel and selected business categories on the first $150,000 spent each anniversary year.

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Welcome Offer: $750 cash bonus*

Annual Fee: AnnualFees

Intro APR: 0% introductory APR on purchases for 12 months (then, RegAPR)

Key Benefits: *Earn $750 bonus cash back after you spend $6,000 on purchases in the first three months from account opening. Earn 5% cash back at office supply stores and on cellular phone, landline, internet and cable TV services on up to $25,000 combined spending each anniversary year. Earn 2% back on the first $25,000 spent at gas stations and restaurants each year. No annual fee.

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Welcome Offer: $750 cash back after you spend $6,000 in the first three months of card membership.

Annual Fee: AnnualFees

Intro APR: 12 months zero interest on purchases (then, RegAPR).

Key Benefits: This member of the Ink family can really be viewed as a no-annual-fee complement to the Preferred version discussed above since it’s a flat-rate cash-back rewards card that can be used to earn 1.5% cash back on all your purchases that don’t earn higher cash back with the CardName. New cardholders will earn $750 cash back after spending $6,000 in the first three months of card membership. Additionally, you can take advantage of an introductory 12 months zero interest on purchases and you’ll earn an unlimited 1.5% cash back on every purchase.

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Welcome Offer: Earn a $250 statement credit after you make $3,000 in purchases on your card in your first three months.

Annual fee: AnnualFees

Intro APR: 0% introductory APR for 12 months on purchases (then, RegAPR).

Key Benefits: Earn 2% cash back on the first $50,000 spent on eligible purchases each calendar year on all your purchases, then 1%. You can spend above your credit limit and still earn rewards (amount above your credit limit is not unlimited and is based on your card use, credit history and more). Cash back is automatically credited to your statement.

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Welcome Offer: Earn 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the card within your first three months of card membership.

Annual fee: AnnualFees

Intro APR: 0% introductory APR on purchases for 12 months from account opening (then RegAPR).

Key Benefits: Earn 2 Membership Rewards points per $1 on your first $50,000 spent annually and 1 point per $1 on your eligible purchases after that.

My Top Picks for Travel Rewards Credit Cards

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Welcome Offer: Earn 75,000 bonus miles*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel. Earn an easy 2x miles on all purchases without worrying about any categories. You can get up to a $100 credit toward your Global Entry or TSA PreCheck application fee.

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Welcome Offer: 60,000 bonus points*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *Earn 60,000 bonus points after spending $4,000 within the first 3 months of signing up for this card, worth $750 towards travel through Chase Ultimate Rewards. Ongoing benefits include 5x points on travel booked through the Ultimate Rewards portal; 3x points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2x points on travel; and 1x point on all other purchases. This is a great and recommended starter travel card with a low annual fee.

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Welcome Offer: 60,000 bonus points*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *Earn 60,000 bonus points after spending $4,000 within the first 3 months of signing up for this card. Plus, for a limited time, earn 10 ThankYou® Points per $1 spent on hotels, car rentals and attractions (excluding air travel) booked via the Citi Travel℠ portal through June 30, 2024. Ongoing benefits include 3x points on purchases at restaurants, supermarkets, gas stations, hotels and on air travel. 1x points on everything else. $100 hotel credit each calendar year for a single stay of $500 or more.

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Welcome Offer: 60,000 bonus points*

Annual Fee:  AnnualFees

Intro APR: N/A

Key Benefits: *Earn 60,000 bonus Ultimate Rewards points after spending $4,000 within the first 3 months of signing up for this card, worth $900 towards travel through Chase Ultimate Rewards. Annual $300 travel reimbursement, airport lounge access and many more perks. Earn five points on flights and 10 points on car rentals and hotels when you book through the Ultimate Rewards portal (on purchases not eligible for the annual travel reimbursement), three points per $1 spent on dining and other travel that isn’t eligible for the annual travel reimbursement and one point per $1 on everything else. Points are worth 50% more if you redeem them for travel through the Chase portal.

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Welcome offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first three months from account opening.

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: Earn three points per $1 on Southwest purchases as well as two points per $1 on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming and one point per $1 on other eligible purchases. Receive 6,000 bonus points each year after your cardholder anniversary.

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Welcome offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first three months from account opening.

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: Earn two points per $1 on Southwest purchases as well as on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming; earn one point per $1 on other eligible purchases. Receive 3,000 bonus points each year after your cardholder anniversary.

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Welcome Offer: 50,000 bonus miles*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *Earn 50,000 after you spend $3,000 on purchases in the first three months your account is open. Earn 2 miles per $1 spent on United purchases; on restaurant purchases; and on hotel stays. Earn 1 miles per $1 on your other purchases. Save money with up to a $100 credit for your Global Entry, Nexus or TSA PreCheck application fee.

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Limited Time Offer: 100,000 points*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *For a limited time, earn 100,000 points after spending $3,000 on purchases in your first three months. Earn up to 17X points on your Marriott purchases; 3X total points per $1 spent on up to $6,000 in combined purchases at gas stations, restaurants and grocery stores each year; and 2X points on all other purchases. Earn one elite night credit toward elite status for every $5,000 you spend.

Information related to the Marriott Bonvoy Boundless® Credit Card has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer

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Limited Time Offer: 60,000 bonus points*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *For a limited time, earn 60,000 points after spending $2,000 on purchases in your first three months.

Information related to the Marriott Bonvoy Bold® Credit Card has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer

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Welcome Offer: 100,000 bonus points*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *Earn 100,000 Hilton Honors bonus points after you spend $2,000 in purchases on the card in the first six months of card membership. On an ongoing basis earn 7 points per $1 spent directly with participating Hilton properties; 5 points per $1 on eligible purchases at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and 3 points per $1 spent on other eligible purchases.

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Welcome Offer: 155,000 bonus points*

Annual Fee: AnnualFees

Intro APR: N/A

Key Benefits: *Earn 155,000 Hilton Honors bonus points after you use your new card to make $3,000 in eligible purchases within the first six months of card membership. Earn 12 Hilton Honors bonus points per $1 spent directly with participating properties within the Hilton portfolio; six points per $1 spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations; four points per $1 spent on U.S. online retail purchases; and three points for all other eligible purchases. Earn a weekend night reward when you spend $15,000 on your card in a calendar year.

For rates and fees of the American Express cards mentioned in this post, please see the following links: CardName (See Rates and Fees); CardName (See Rates and Fees) CardName ( See Rates and Fees); CardName (See Rates and Fees)

Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.